Tuyo | Speed up your money

Get Tuyo

Speed up

your money

Earn 9% APY on your cash.

App Store

Play Store

Join 30,000+ people using Tuyo

Speed up
your money

Earn 9% APY on your cash.

App Store

Play Store

Join 30,000+ people using Tuyo

Speed up
your money

Earn 9% APY on your cash.

App Store

Play Store

Join 30,000+ people using Tuyo

Save at +9% APY speed.
The highest APYs on USDC, EURC and even BTC
Spend while you earn.
No fees. Accepted worldwide.
Trade +15,000 tokens.
Lowest fees.
Across 5 networks.
Free global transfers.
Your own accounts. Multiple currencies.
Get TUYOs. Own Tuyo.
Using Tuyo allows you to become an owner of it.

Save at +9% APY speed.
The highest APYs on USDC, EURC and even BTC
Spend while you earn.
No fees. Accepted worldwide.
Trade +15,000 tokens.
Lowest fees.
Across 5 networks.
Free global transfers.
Your own accounts. Multiple currencies.
Get TUYOs. Own Tuyo.
Using Tuyo allows you to become an owner of it.

Trusted by thousands

Jenna
Super excited for Tuyo launch — the era of asking permission to use your own money is over.
Alberto Elias
Tuyo is the easiest onramp/offramp for a crypto-first account — cheap swaps and smooth experience.
Vaibhav
Tuyo makes self-custody easy and powerful hold your keys and enjoy the convenience of custodians without the risks.
Pata
Enjoying Tuyo so far — a truly self-custodial card experience in the US.
Mario Gabriele
Best onboarding experience I’ve had in crypto with Tuyo.
Hunter
Crypto UX keeps getting better — Tuyo is a prime example with beautiful design and simple onboarding.
Munda
Loved talking about Tuyo at #ETHDenver — a self-custodial wallet on Base with Apple Pay debit card and incredible branding.
Munda
Loved talking about Tuyo at #ETHDenver — a self-custodial wallet on Base with Apple Pay debit card and incredible branding.

Like a Swiss Bank inside your phone. Bulletproof self-custody secures and keeps funds under your control.

Using Tuyo rewards you with TUYOs.
You are not just a customer, but an owner.

Money on Tuyo

can buy anything.

Money on Tuyo

can buy anything.

With Tuyo Card, you can spend your USDC balance while earning. Everywhere Visa is accepted, Tuyo is.

Get your card

Speed up
your money

Earn 9% APY on your cash.

Tuyo is where your money grows safely. Earn more. No minimums. No complexity.

App Store

Play Store

Join 30,000+ people using Tuyo

How secure is my money with Tuyo?

Tuyo is self-custodial, which means you control your funds and private keys. We never take custody. Fiat services like deposits, withdrawals, and account numbers are handled through regulated partners, and your card is issued by licensed institutions.

Does Tuyo charge any fees?

There are no hidden fees for using your Tuyo Card or virtual account numbers. The only possible cost is a small FX spread (usually under 1%) when converting between currencies. If Tuyo were ever to charge a fee, you would always see it clearly in the app before confirming a transaction.

Can I always take my money out?

Yes. Because Tuyo is self-custodial, you can always withdraw your funds in crypto to your own wallet, even if KYC fails or your account is restricted. No lock-ups, no exceptions.

What can I use to pay with the Tuyo Card?

Tuyo Card uses your USDC on Base, even if it is in an earn strategy, so it keeps earning until you spend. You can disable use of your Earn balance and the card will then only use USDC that is not deposited in any strategy.

Which networks does Tuyo support?

You can deposit and withdraw assets on Ethereum, Base, Arbitrum, Optimism, and Polygon. The Tuyo Card and account services operate on Base.

What are the trading fees in Tuyo?

Tuyo charges a volume fee of 25 basis points (0.25%). If the network is congested, fees may be higher as we charge the greatest between the network fee or the Tuyo volume-based fee. Bridging tokens and trading between stablecoins are exempt from the volume-based fee; only network fees may apply.

What is Tuyo Earn?

Tuyo Earn lets you deposit USDC, EURC, ETH, or BTC and earn up to 11% APY. We curate for you the best yield strategies available in the market and provide an easy path to benefit from them. Tuyo takes a 10% performance fee on returns from Earn strategies. All APYs shown on Tuyo are calculated including this fee. Every strategy’s information is detailed on its factsheet, available in our apps.

Tuyo Inc. is a financial technology company. Tuyo is not a bank, cryptocurrency exchange, or asset custodian. Tuyo facilitates self-custody, enabling users to have exclusive control over their funds through private keys they exclusively control and safe guard. All trading, earning, and decentralized finance (DeFi) activities occur directly on decentralized protocols and blockchain networks. Tuyo does not intermediate these transactions and is not a party to these transactions. APY shown is an estimate based on past performance of third-party DeFi protocols, is variable, and is not guaranteed. Actual returns may be lower or negative.

Fiat currency services, including fiat-to-stablecoin conversions and virtual bank account number management, are provided by Bridge Ventures, Inc. (“Bridge”), a licensed and regulated money transmitter in the United States and compliant with relevant regulations in the U.S. and the European Economic Area (EEA). Bridge is not a bank. Tuyo partners with Signify Holdings, Inc. (“Rain”), a financial technology company, for card issuance services. Rain is not a bank, exchange, or asset custodian. Cards are issued by licensed partner institutions pursuant to agreements and licensing requirements applicable in their respective jurisdictions.